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About Us

The M-FUND is a low-cost not-for-profit health protection scheme for migrants in Thailand, created to empower this underserved population to self-establish sustainable access to quality healthcare services. We ultimately aim to extend this service to other migrants and underserved communities in Asia and create a regional cross-protection scheme of health access and development.​

M-FUND members contribute a low monthly premium of 130 Thai baht (~US$3.6) per person (base plan), which covers access to broad quality health care services in a network of partner hospitals and clinics along the Thai border provinces.


Over 74,000 migrants have voluntarily registered as M-FUND members


M-FUND has covered over 89,000 outpatient consultations and 14,000 hospital admissions


214 hospitals and clinics provide quality health care services to M-FUND members 

Our Mission

How it works

  1. M-FUND Community Workers (CW) give information to migrants in communities.
  2. CW enrolls members on tablets with the M-FUND application.
  3. A member card with a QR code is given to each member.
  4. Hospitals identify active members by scanning the QR code. Members receive free care directly billed to M-FUND.

We are expanding...

​M-FUND project was initiated in Maesot District in Tak Province along the Thai-Myanmar border in September 2017, and has since expanded across Maesot, Mae Ramat and Phop Prah Districts, where large numbers of migrants reside.


In August 2019, the scheme was established in Myawaddy Township in Myanmar (opposite to Tak) to offer effective healthcare protection to cross-border populations.


M-FUND has since also been extended in Sa Kaeo Province along the Thai-Cambodia border starting in September 2019, and in Kanchanaburi Province, south to Tak Province, since June 2020.

​M-FUND is constantly growing in order to expand access to healthcare to more migrants in need. We also offer a video call centre to aid migrants in the M-FUND registration process.

In February 2023 and March 2023, M-FUND was also extended respectively to Ubon Ratchatani province and Trat province, after local health authorities and a local foundation in Ubon expressed interest to collaborate in the extension of the project in these key border provinces, to serve the health protection needs of Cambodian and Lao migrants.


Where we work

M-FUND Field Office 
and Team

  1. Tak province

  2. Sa Kaeo province

  3. Kanchanaburi province

  4. Chiang Rai province

  5. Myawaddy Township (Myanmar)

  6. Poipet City (Cambodia)

M-FUND Staff

  1. Ubon Ratchathani province

  2. Trat province

Online Enrollment

  1. Bangkok

  2. Samut Prakan

  3. Samut Sakhon

  4. Chanthaburi

  5. Chiang Mai

  6. Lampang

  7. Lamphun

  8. Nakhon Sawan

  9. Surat Thani

  10. Nakhon Si Thammarat

  11. Phang-nga

  12. Phuket

  13. Ranong

For a full list of partner healthcare facilities, click here!

Coverage benefits and options

M-FUND currently provides the following coverage benefits and options for members under Plan 5.0 (effective 1 April 2024) 
















All members are entitled to a total of 50,000 THB in coverage benefits per year

The PDF file provides Thai, Burmese, Lao, and Khmer information

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