About Us
M-FUND is a low-cost not-for-profit health protection scheme for migrants in Thailand, created to empower this underserved population to self-establish sustainable access to quality healthcare services. We ultimately aim to extend this service to other migrants and underserved communities in Asia and create a regional cross-protection scheme of health access and development.
M-FUND members contribute a low monthly premium of 130 Thai baht (~US$3.6) per person (base plan), which covers access to broad quality health care services in a network of partner hospitals and clinics along the Thai border provinces.
How it works
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M-FUND Community Workers (CW) give information to migrants in communities.
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CW enrolls members on tablets with the M-FUND application.
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An electronic membership card is generated and linked to an anonymous QR code given to members
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In hospitals, staff scan QR codes to view members’ benefits. Active members receive free care and hospital bill M-FUND directly
Our Impact - Up to July 2025
100,000
migrants voluntarily enrolled & benefited from the scheme
25%
of members are children under 18 years old
63%
of members are women
150,000
Outpatient Consultations covered
20,000
Inpatient Admissions covered
251
hospitals and clinics provide quality health care services to members
We are expanding...
M-FUND project was initiated in Maesot District in Tak Province along the Thai-Myanmar border in September 2017 and has since expanded across Maesot, Mae Ramat, and Phop Prah Districts, where large numbers of migrants reside.
In August 2019, the scheme was established in Myawaddy Township in Myanmar (opposite Tak) to offer effective healthcare protection to cross-border populations.
M-FUND has since also been extended in Sa Kaeo Province along the Thai-Cambodia border, starting in September 2019, and in Kanchanaburi Province, south to Tak Province, since June 2020.
M-FUND is constantly growing in order to expand access to healthcare to more migrants in need. We also offer a video call center to aid migrants in the M-FUND registration process.
In February 2023 and March 2023, M-FUND was also extended respectively to Ubon Ratchatani province and Trat province, after local health authorities and a local foundation in Ubon expressed interest in collaborating in the extension of the project in these key border provinces, to serve the health protection needs of Cambodian and Lao migrants.
In 2024, M-FUND was extended to Mae Hong Son province and Chiang Mai province.
Where we work
M-FUND Field Office and Team
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Tak
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Sa Kaeo
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Kanchanaburi
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Chiang Rai
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Trat
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Mae Hong Son
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Myawaddy Township (Myanmar)
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Poipet City (Cambodia)
M-FUND Staff
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Ubon Ratchathani
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Chiang Mai
Online Enrollment
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Bangkok
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Samut Prakan
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Samut Sakhon
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Chanthaburi
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Lampang
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Lamphun
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Nakhon Sawan
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Surat Thani
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Nakhon Si Thammarat
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Phang-nga
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Phuket
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Ranong
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Nakhon Pathom
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Ratchaburi
Coverage Benefits and Options
M-FUND currently provides the following coverage benefits and options for members under Plan 5.0 (effective 1 April 2024)
